Once a month I send the real numbers for Flagler County, St. Johns County and Duval County / Jacksonville — median price, days on market, inventory, what's competing — with the source and the date on every figure, and a plain-English read on what it means if you own here. That's the whole email. No listings blast, no "thinking of selling?" every week.
Garrett Decker · Broker Associate BK 3466920 · Mortgage Loan Originator NMLS 2567934 · 180+ homes sold since 2019
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Three counties, three different markets. St. Johns is the expensive one and still appreciating; Duval and Jacksonville are flat on price but selling faster than last year; Flagler sits in between, and two sources even disagree on it — Redfin read the same county lower, at $357,442 and 73 days (June 2026). Both readings go in the report, because the honest answer is the space between them. That is the kind of thing an algorithm's one number never tells you, and it's exactly what changes what you should do next.
Every report carries the source and month on each figure. The regional association's monthly report covers Duval and St. Johns but not Flagler, so I do the numbers myself and put all three side by side.
No listing blasts. No "just checking in." No twelve-email drip. No borrowed national article with my photo pasted on. No rate quotes or approval promises — I hold the licence that says I don't do that by email.
If a month's numbers aren't out yet, the report waits for them rather than sending a guess. If nothing changed, I say nothing changed.
Who it's for: anyone who owns a home in Flagler, St. Johns or Duval County and wants to know what it's doing before the year they decide to sell — and anyone watching the market from out of state who wants real numbers instead of a headline.
I'm Garrett Decker — Marine Corps veteran, licensed Florida Broker Associate, and a licensed Mortgage Loan Originator with FLO Mortgage. I've sold 180+ homes since 2019, was #6 by volume in Palm Coast in 2025 (RealTrends Verified), and was Flagler County's 2022 REALTOR® of the Year. I live in Seminole Woods and work the whole stretch from Palm Coast up through St. Augustine, Ponte Vedra and Jacksonville. This is my market, not a territory on a map.
Five things you can hold me to: you get the truth first, even when it costs me the listing. I answer — after hours and weekends. You'll know what's happening before it happens. If a mistake is mine, I fix it at my cost. And the mortgage side is always your choice — never a condition.
When you do want a real number on your own house — comps pulled by me, within one business day — that's free too: value.buyahomeatthebeach.com.
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